PayPal keeps both parties' financial information private and secures the transaction. You can even send one-time payments without a PayPal account. You also have the option of carrying a PayPal balance and using it like a bank account.Īll you need to send money to another PayPal user is your own account and the other person’s email address. After connecting an external bank account, credit card or debit card to your PayPal account, you can easily send and receive money. PayPal is an intermediary between you and the people or companies you want to send or receive money from. You can also buy cryptocurrency directly through PayPal. Beyond facilitating peer-to-peer payments and online purchases, PayPal offers a Cash Back Mastercard and a debit card. There are now more than 400 million active PayPal accounts, and that number grows each year. It offers a convenient and secure method for sending and receiving payments, either between peers or between consumers and businesses.
The company has been around since the late 1990s and now owns several other financial technology brands, including Venmo and Honey. PayPal is a giant in the payment processing technology space.
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